Event·May 10, 2019, 12:00 AM·University of Chicago, Chicago, IL 60637
Consumer Finance: Micro and Macro Approaches
May
10
2019
On May 10-11, the Becker Friedman Institute’s Consumer Finance Conference brought together micro- and macro-economists working in the field of consumer finance, with the goal of building bridges between researchers working on similar questions using different methodological approaches. Topics of interest included consumer borrowing (credit cards, payday loans, mortgages), savings and investment decisions, and personal bankruptcy, among others.
Agenda
Friday, May 10, 2019
08:30:00–09:00:00
Registration and Breakfast
Private Information and Credit Scoring
09:00:00–09:50:00
Private Information and Price Regulation in the US Credit Card Market
09:50:00–10:40:00
Employer Credit Checks: Poverty Traps versus Matching Efficiency
10:40:00–11:05:00
Break
Development
11:05:00–11:55:00
Financial Inclusion and Contract Terms: Experimental Evidence from Mexico
12:45:00–14:00:00
Lunch
Mortgages
14:00:00–14:50:00
Why Do Borrowers Default on Mortgages? Evidence from High-Frequency Data
14:50:00–15:40:00
Mortgage Prepayment and Path-Dependent Effects of Monetary Policy
15:40:00–15:55:00
Break
Price Caps
15:55:00–16:45:00
Regulatory Intervention in Consumer Search Markets: The Case of Credit Cards
16:45:00
Adjourn for the day
Saturday, May 11, 2019
08:30:00–09:00:00
Registration and Breakfast
Consumption vs. Credit Smoothing
10:40:00–00:00:00
Break
Defaults and the Business Cycle
11:55:00–12:45:00
Consumer Bankruptcy as Aggregate Demand Management
12:45:00–14:00:00
Lunch
Credit Histories
14:00:00–14:50:00
Regulating Consumer Credit with Over-Optimistic Borrowers
14:50:00–15:40:00
The Equilibrium Effects of Information Deletion: Evidence from Consumer Credit Markets
15:40:00–15:55:00
Break
Credit Histories II
16:45:00