Insights / Chart

Number and Costs of U.S. Bank Failures

Source: BFI Working Paper No. 2018-15, “Optimal Forbearance of Bank Resolution,” by Linda Schilling, assistant professor of financial economics at École Polytechnique CREST and former Becker Friedman Institute Visiting Scholar
Chart
Number and Costs of U.S. Bank Failures

US bank failures spiked during the recent Financial Crisis and Great Recession, as shown in the figure on the left, pushing up costs to the Federal Deposit Insurance Corp’s deposit insurance fund (DIF).